Say goodbye to one-size-fits-all: Tailored finances for you


We are a boutique practice committed to serving the individual needs of your business, whether you're a new entrepreneur or an experienced business owner.

Where are you on your business journey?

  • I'm an established business owner looking for expert financial support

    Through our bookkeeping, accounting and Fractional CFO services, we are your partners in your financial growth and peace of mind.

    We are your trusted advisor to take care of your finances, so you can focus on growing your business.

    As a boutique service provider, we understand the unique needs of your business and work closely with you to ensure accurate and efficient financial management

    Learn more about our CFO Services

  • I'm a new business owner wanting to learn the world of finances

    You want to grow your business but feel unsure about:

    How to set up your accounting?
    How much to spend and save?
    How to pay yourself?

    Say goodbye to feeling unclear and disoriented about your business finances with our live, group programme.

    Learn more about License to Profit

Empower your business with financial clarity, say goodbye to confusion and uncertainty with our expert guidance and tailored support.

Fractional CFO Services
Expert Financial Guidance for Business Success 

Maximize your business potential with the benefits of a CFO without the high cost.

Are you a business owner looking for more financial guidance than a bookkeeper or an accountant can provide? Look no further than our fractional CFO services. We help companies focus on what is important in their finances by simplifying what they look at and providing actionable insights that drive your business towards success.

As your fractional CFO, we can work with you to:

  • Strategic planning to meet your financial goals

  • Analyze pricing and cash flow management

  • Develop and track key performance indicators

  • Forecast cash flow and ongoing budget nmanagement

  • Analyze profit drivers and margins by product

  • Develop and improve processes for optimal performance

  • Create a commission structure

  • Audit your order to cash process

Don't let understanding your financials be a daunting task. Let us make it easy for you to make informed decisions about your business. With our fractional CFO services, you'll have the financial guidance you need to drive your business towards success.

Our Fractional CFO retainer packages start from $3,500 per month

Bookkeeping, Accounting, and Tax Compliance Services
Your Complete Financial Management Solution 

Take control of your finances and enjoy complete peace of mind with our comprehensive package.

As a business owner, managing your finances can be a daunting task. But it doesn't have to be. Our bookkeeping, accounting, and tax compliance services are here to take care of all your financial needs, giving you complete oversight and peace of mind.

Our comprehensive package includes:

Real-time record keeping performed weekly for the most up-to-date information, including:

  • Done-for-you bookkeeping

  • Transaction recording and categorization

  • Bank and credit card account reconciliation

Tax compliance assistance, including:

  • GST filing

  • Company and personal tax filing

  • Annual company registration

  • Provisional tax

Customised advisory services, including:

  • Monthly preparation of financial statements

  • Quarterly financial review and performance meetings

  • Ongoing, unlimited email support

Scaling business add-ons such as:

  • Payroll management

  • Accounts payable and accounts receivable management

Our bookkeeping and accounting package starts from $1,000 per month as an add-on to your vCFO retainer

Business Advisory Services and Projects
Custom Solutions for Your Unique Business 

Eliminate overwhelm and stress, and gain clarity and peace of mind with the right advice and action plan.

As a business owner, it can be easy to feel overwhelmed and stressed with the weight of responsibilities on your shoulders. But it doesn't have to be that way. Our business and strategic advisory services are designed to help you step out of that feeling and into clarity, strategy, and peace of mind.

Our services include:

  • Business Planning Workshop: We'll help you create goals and an action plan to achieve them

  • Bookkeeping Clean-Up: We'll get your financial records in order so you can focus on growing your business

  • Creation of Financial Processes: We'll help you establish processes that will provide greater oversight and control of your finances

  • Accounting System Set Up: We'll help you set up an accounting system that works for your business

  • Cash Flow Forecasting: We'll help you forecast your cash flow so you can plan for future expenses and opportunities

Don't let overwhelm and stress hold you back from reaching your full potential. With our expert advice and action plan, you can achieve the success you've always dreamed of for your business.

Our custom projects are custom priced for the individual needs of your business

What Naked Balance looks like…

Martha ,  Business Consultant at Fit Boss Lady

“Thanks to Ludmilla, I can easily implement all of my creative ideas through systems that I’m confident anyone can use.

She has a full understanding of how to create useful systems, was clear on all expectations and fulfilled everything, often going above and beyond.”